Money and Chronic Illness

There are many facets of life that change when you’re diagnosed with a chronic illness.

Of course, there are health factors. These likely affect your diet and daily schedule. There are social factors, again your daily schedule will take a hit. Also your social calendar.

Then there are the financial aspects of being chronically ill.

If you’re fortunate to have insurance, you probably still have co-pays and deductibles to worry about. If you don’t have insurance, it’s a battle to find doctors that will agree to see you and take payments. Some doctors require payment in full at the time of your appointment.

And if your disease has impacted your ability to work, trying to scrape together $400 to see a specialist is a daunting prospect.

I was working primarily in Customer Service when I got sick. Minimum wage, standing on my feet for hours a day. It became glaringly obvious early on that I would not be able to continue in that line of work. I tried to find work-from-home options or desk jobs I could handle, but the nerve damage in my hands made those both unlikely solutions as well.

The battle of getting approved for disability aside, for those of us that are fighting our illnesses from our beds or couches, finances are a constant worry.

Because I couldn’t find adequate work, I began looking for ways to save us money in other areas. It’s a bit easier to scrape together a payment for the doctor if I haven’t blown our budget at the grocery story.

So I clip coupons. I watch store ads to see who has the best deal on toilet paper this week. I’ve signed up for numerous email lists in hopes that I’ll be eligible for free samples and coupons for new products.

I’ve also taken a big interest in finding things I can make myself. If making my own Halloween costume means that I can still dress up without breaking the bank, then it’s a win-win situation. I’ve also been making more of our soups and go-to meals at home. At one point we were eating out at least two nights a week. Even if we eat off the dollar menu, that adds up quickly.

Honestly, every little bit helps. So while I may be sad when we cut our cable, I know it’ll be for the best.

What tips do you have for saving money?


3 thoughts on “Money and Chronic Illness

  1. Just wondering, as I’m new to following, what it is your diagnosed with. I am looking forward to ready more of your posts. Thank you for sharing .

    1. I have Rheumatoid Arthritis and Interstitial Cystitis as my main diagnoses. You can always find out more by clicking the link at the top of the page: All The Things You Wish You Never Knew.
      Thank you for following along. If you ever have any questions you don’t feel comfortable sharing here, you can always email me at:

      1. Oh thank you, your so kind. Ahhh that was the only page I hadn’t visited, I hadn’t realised that was the sort of ‘about me’ bit. Thank you I shall have a read. I shall add that to my email. Mine is ,

        Wow what a terrible thing to be suffering with, from what I’ve been reading, you certainly have it difficult with your healthcare service. Glad you do have a diagnosis, and thank you for not being offended with my suggestions. Completely makes sense now for your gastro issues, certainly with your blog that mentions about the ‘lettuce’. I feel your anger now with that blog you write, about people not taking you seriously on foods you choose to avoid due to obvious reasons. My Nan has this condition, and my partners Nan. Very hard to manage, though I don’t mean to preach sympathy, but I do truly feel for you and that condition. Specially with my condition, I have has to learn alto on that area, gastro sector. Anyhow I shall certainly keep an eye on future blogs. You truly are the only one who speaks my mind, that I have come across. Yes of course you come across people with similarities with certain aspects, but you literally speak what I would. Its extremely warming with my situation. Where should I head to start from the start of your journey? I’d love to find out more, as your symptoms you suffer with, is what I myself suffer with. I mean the rheumatoid arthritis part, you would think I had it, the similarities I have with that condition, is unreal. But many many many tests later, still negative, so I continue in hope that it will eventually be diagnosed with something.

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