There are many facets of life that change when you’re diagnosed with a chronic illness.
Of course, there are health factors. These likely affect your diet and daily schedule. There are social factors, again your daily schedule will take a hit. Also your social calendar.
Then there are the financial aspects of being chronically ill.
If you’re fortunate to have insurance, you probably still have co-pays and deductibles to worry about. If you don’t have insurance, it’s a battle to find doctors that will agree to see you and take payments. Some doctors require payment in full at the time of your appointment.
And if your disease has impacted your ability to work, trying to scrape together $400 to see a specialist is a daunting prospect.
I was working primarily in Customer Service when I got sick. Minimum wage, standing on my feet for hours a day. It became glaringly obvious early on that I would not be able to continue in that line of work. I tried to find work-from-home options or desk jobs I could handle, but the nerve damage in my hands made those both unlikely solutions as well.
The battle of getting approved for disability aside, for those of us that are fighting our illnesses from our beds or couches, finances are a constant worry.
Because I couldn’t find adequate work, I began looking for ways to save us money in other areas. It’s a bit easier to scrape together a payment for the doctor if I haven’t blown our budget at the grocery story.
So I clip coupons. I watch store ads to see who has the best deal on toilet paper this week. I’ve signed up for numerous email lists in hopes that I’ll be eligible for free samples and coupons for new products.
I’ve also taken a big interest in finding things I can make myself. If making my own Halloween costume means that I can still dress up without breaking the bank, then it’s a win-win situation. I’ve also been making more of our soups and go-to meals at home. At one point we were eating out at least two nights a week. Even if we eat off the dollar menu, that adds up quickly.
Honestly, every little bit helps. So while I may be sad when we cut our cable, I know it’ll be for the best.
What tips do you have for saving money?